# Risk Methodology

Not all assets carry the same underlying risks. The following sections detail the parameters, considerations, and mechanisms used by Kinza Finance to assess and manage asset risk on the platform.&#x20;

As a user, it is important to understand these considerations, and employ additional risk management. Importantly, examine the resources, documentation, and smart contracts of any asset that will be used as a deposit or loan. In addition, it is recommended to research and consider the market and other external factors that influence asset prices.

{% content-ref url="/pages/S3aB1GBIfOfItcu5fVH4" %}
[Risk Factors](/lending-core/risk-methodology/risk-factors.md)
{% endcontent-ref %}

{% content-ref url="/pages/isPrOmYWkgGeNl99eVRI" %}
[Asset Isolation](/lending-core/risk-methodology/asset-isolation.md)
{% endcontent-ref %}

{% content-ref url="/pages/j9qWYrztbM38Jc60KLmn" %}
[Reserves](/lending-core/risk-methodology/reserves.md)
{% endcontent-ref %}


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